.: Welcome to the MBPOA Retiree Medical Benefit Trust Site
The
Manhattan Beach Police Officers' Association Retiree Medical
Benefit Trust was created in 1997 by the officers of the Manhattan
Beach Police Department. The goal of the Trust is to help
retired member officers with the significant financial burdons
of medical, dental, and vision care expenses.
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.: The Latest News
MBPOA Members Elect New Trust Directors
- The members of the Manhattan Beach Police Officers' Association Retiree Medical Benefit & Trust
elected two new members to the Trust's Board of Directors. Elected were Tim Magdaleno and Ron Walker. Both are active duty members. They each were elected to a 2-year term.
They join retiree members John Dye, Vince Leone, and Dan Tomlinson on the Board of Directors. Current Board members Steve Tobias and Andrew Enriquez chose not to run for re-election. The
MBPOA Retiree Medical Benefit & Trust thanks Steve and Andrew for their service and contribution to the success of the Trust!
Trust Board Sets 2012 Benefit Level
- The MBPOA Retiree Medical Benefit & Trust Board of Directors has voted
to maintain the 100% vesting benefit level at $225.00/month for the 2012 calendar year. The decision was made after reviewing the Trust Fund's financial status
and the predicted number of beneficiaries for the coming year, coupled with the fiduciary responsibiltiy to the Trusts long term viability.
PORAC Applications Hacked! - PORAC has notified Retired Associate Members (RAM) that it's database has been hacked and critical personal information including Social Security
and credit card numbers has been compromised! In an email to RAM Members, PORAC revealed that hackers from sites in Malaysia, Egypt and the Republic of Mauritius have accessed data included
in RAM member applications. This came to light when Porac was notified by several members that unauthoried credit card transactions had been conducted in foreign jurisdictions shortly after PORAC had processed a credit
card transaction on the same account. PORAC and the Sacramento Police Department are investigating. PORAC recommends that RAM members place a Fraud Alert on their credit files at one of the credit bureaus. That credit
bureau will cause an alert to be placed with the remaining two bureaus. Fraud Alerts require that potential creditors use "reasonable policies and procedures" to verify your identity before issuing credit
in your name. (Shouldn't they do this all the time?) Fraud Alerts can be placed online or by telephone and remain in your credit file for 90-days. The credit bureaus are
Experian
(1-888-397-3742), Equifax (1-800-525-6285), and TransUnion
(1-800-680-7289).
National
CCW Law Requires Annual Firearm Qualifications. -
In 2004, HR-218, The Law Enforcement Officers Safety Act, among other things, established the right, with limitations, of certain active and
retired peace officers to carry firearms in all states. One of the requirements of the act, however, is that a retired officer "during the
most recent 12-month period, has met, at the expense of the individual, the State's standards for training and qualification for active law
enforcement officers to carry firearms." In other words, for HR-218 to apply, retired officers must qualify every 12-months, as opposed to every
five years as required by MBPD Department Policy. So, if you'll be traveling outside California, and want to carry a firearm with you, you'll need
to be sure you've qualified at the range within the past 12-months.
PORAC LDF To Offer Firearms Coverage to Retirees! - PORAC's Legal Defense Fund
is offering firearms coverage for PORAC Retired Associate Members. The plan provides members with legal representation for civil and criminal
defense related to use of a firearm in self defense or the defense of others in response to an imminent threat of serious bodily harm. The plan
also provides legal representation for any criminal matter relating to the possession of a concealed firearm that is not precluded under local
law. To qualify for the coverage the participant must possess a current Concealed Weapons Permit issued by the agency from which they retired. The plan also
offers representation at administrative appeals for retirees who are denied concealed weapons permits. The plan has specific exemptions, including use of a
firearm during employment or in domestic violence situations. The cost to participate in the plan is $48.00 per year.
Click Here for a copy of the PORAC Retiree LDF Plan, Frequently Asked Questions, and a Plan Application.
Government Service Reduces Social Security Benefits!
- In about 15 States, including California, government
employees typically don't contribute to the Social Security System. Most government employees worked in the private sector prior to
their government service. Many worked enough time to qualify for Social Security benefits. Few, however, know that their government
pensions significantly reduce the Social Security benefits they and their spouses would otherwise qualify for. See the Members Area
for details on these unfair portions of the Social Security Act.
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